As times have changed, people have chosen to utilize more convenient and affordable stays rather than hotels when they go on vacation. This is sometimes found through renting an Airbnb. In doing so, people expect to be safe and have a good time. However, just like any other property, it is possible for a guest to become injured during their stay at an Airbnb. This may be the case if the property is not maintained and an accident happens as a result. Those who find themselves in these situations should contact an experienced Alabama personal injury attorney for assistance.
What is Airbnb Host Protection Insurance?
In the event of an accident, Airbnb offers Host Protection Insurance as coverage for hosts and landlords who own the property where the incident took place. This provides the injured party with $1 million for liability claims against third parties. It is because of this that when an injured party wishes to pursue legal action, the money they initially receive comes from this insurance instead of from the hosts themselves. While this is true, it is important to be aware that Host Protection Insurance does not cover all types of injuries. It usually does not cover the following:
- Injuries caused by an intentional act
- Communicable diseases contracted on the premises
- Contractual liability
- Injuries due to a guest’s intoxication
- Loss of earnings as a result of the accident
How Can I Recover Compensation?
When a person is injured on another party’s property due to negligence, they often wish to pursue legal action in order to recover compensation for any damages due to the incident. This can include any medical bills, in-home care, and more. After an accident occurs at an Airbnb, the Host Protection Insurance kicks in to provide the individual with liability payment first. While $1 million can go a long way, it sometimes does not cover all of the treatment required for the individual after the accident. In the event of this, the injured party may be able to recover additional compensation. This is often difficult to accomplish, which is why it is crucial to have the services of an experienced New York personal injury attorney during this time. When considering legal action, it is important to remember that the statute of limitations for personal injury accidents in New York gives injured parties two years from the date of the injury to file a personal injury claim.
Contact our Firm
Stone Crosby, P.C. has proudly served clients in Alabama for over 100 years. Our firm has experience handling matters including divorce and family law, estate planning and administration, business law, employment law, class actions, consumer protection, business law, real estate law, among many others. If you require quality legal representation, contact our firm today to schedule a consultation.